J&J Capital Group

Realize Your Dream of Home Ownership

(800) 423-9991

Welcome to J&J Capital Group! We are your Georgia home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

Contact Us Today! Apply Now!

Popular Georgia Home Loans Which loan is right for YOU?

First Time Homebuyers Georgia

FHA Home Loans Georgia Georgia

FHA home loans are popular among Georgia first-time homebuyers due to low down payment and credit requirements.

FHA Loans
Conventional Home Loans Georgia

Conventional Home Loans Georgia Georgia

A conventional(fixed-rate mortgage) is a popular type of home financing in Georgia because it offers predictability for your budget.

Conventional Loans
Jumbo Mortgages Georgia

Jumbo Home Loans Georgia Georgia

A jumbo home loan is a mortgage used to finance Georgia properties that are too expensive for a conventional conforming loan.

Jumbo Loans

Current

Georgia

Mortgage Rates

FHA Loans

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Last Updated: 2/23/2024

Conventional Loans

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Last Updated: 2/23/2024

VA Loans

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Last Updated: 2/23/2024

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with J&J Capital Group to receive a personalized rate for your specific situation.

  • WOW we closed in 16 day! I am amazed. They really under promised and over delivered. Thank you to your great team. Sam Kimball - February 4, 2023
  • J&J Capital was referred to me and it was an awesome experience. They went over and beyond and meet our expectations. The team help us understand credit and what was needed to get approved. We are now new homeowners! Thank you J&J M Parker - January 26, 2023

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

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5%

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$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.

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5%

1%

5%

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$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

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$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

Curious about refinancing your home in Georgia? Now may be the right time to start saving money every month!

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Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

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Instant Home Valuation

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Contact J&J Capital Group

J&J Capital Group

1201 West Peachtree St NW Suite 2300
Atlanta, Georgia 30309
(800) 423-9991
NMLS# 2275990

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